Encumbrance certificate & Link Documents are one of the most important documents required at the time of property purchase. Encumbrance certificate certifies that there are no dues on the property, and the ownership of the property is clear and marketable. Encumbrance certificate contains details of all transactions done on the specific property. In Telangana, the Department of Registration issues encumbrance certificate. You can get your property encumbrance certificate online.
The Source for generating encumbrance details for online self-search and encumbrance certificate obtained in Sub Registrar Office is same. Hence for all practical purposes both are same. However, citizens who need ink signed Encumbrance certificate should approach SRO concern.
Online Encumbrance Certificate is available for transaction post 01-01-1983 only. Hence if citizens require Encumbrance certificate prior to 01-01-1983, they should approach SRO office concern.
CLICK HERE to download the certificate online.
Register on the website (as a citizen) and login.
- Search for Encumbrance can be made on:
- Document Number and Year of Document (OR)
- Search by property address By entering Dist/ Mandal/ Village/ Ward details and Door & Flat number.
- Period of search is controlled as per the availability of data.
- As the data describing the property is not well structured and standardized due to legacy data and variation in description of the same property with respect to time because of changes in the classification of property, a probabilistic search is made and that may result in display of multiple results some of which may not be of any interest to the user. User should select the relevant entry for generating the statement on Encumbrances.
Details Present in the Certificate
The following details relating to the property will be provided in the encumbrance certificate:
- All transactions are representing the property that has been recorded by the Registrar.
- All necessary details in the sales deeds will be included in the encumbrance certificate. The certificate usually concerns a specific period and transactions applicable to that period alone mentioned.
- For gifted deeds, details on gift settlement will be notified.
- Certain documents, such as testamentary documents and short-term lease deeds, need not be registered as per the law.
Uses for Encumbrance Certificate
Some of the situations when an encumbrance certificate requires are below:
- The encumbrance certificate is important for applying for a home loan from the banks.
- The encumbrance certificate is necessary to obtain a loan from the respective bank against a property.
- The encumbrance certificate is mandatory when one wants to buy or sell a property.
- The encumbrance certificate is mandatory when one wants to apply for property mutation.
- The encumbrance certificate acts as evidence that the property is free from legal liabilities.
- The encumbrance certificate ensures to know about the past transactions of property at the time of purchase of the property.